Sitemap: Milford, Dingmans Ferry and Matamoras, Pennsylvania Real Estate Agent - Arlene Quirk

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School Reports in Milford, Dingmans Ferry and Matamoras, Pennsylvania

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	Nearly every state has a mandate for seller disclosure. What must a seller disclose?
A	The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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Arlene Quirk, REALTOR®, real estate Agent and Broker for Milford, Dingmans Ferry and Matamoras Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Arlene Quirk
Davis R Chant Realtors
106 East Harford Street
Milford, PA. 18337
Toll Free: 800-372-4268
Fax: 570-296-3349
Email: aquirk@ptd.net
Our Vision is to build life-long relationships one person at a time. Your realtors for life!

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NUMBER1EXPERT™ in real estate for Milford, Dingmans Ferry and Matamoras, Pennsylvania, Luxury Homes

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